Financial Literacy Among Rural Areas of North India

Case Study from the year 2020 in the subject Business economics - Business Management, Corporate Governance, , language: English, abstract: This study analyzed the main differences in Financial literacy across different districts of Himachal Pradesh. The purpose was to understand Importance of financial Literacy among people of rural areas and to identify the differences in financial literacy based on the gender of rural areas. A questionnaire was designed including some financial knowledge-seeking questions. Descriptive analysis and one-way ANOVA were performed to identify the main factors for both genders.The researcher has considered in Himachal Pradesh as an area of study and that too in rural province of the area. It was observed in the process of study that nevertheless how much a female is educated or expert in financial matters they have to look forward to male members of the family for approving their decision regarding financial matters.

Dr. Harish Kumar Banga is an Assistant Professor in the Department of Design at NIFT Mumbai India. He has received Ph.D. in Production & Industrial Engineering from Punjab Engineering College, Chandigarh, India. His area of research is Additive Manufacturing and the application of 3D printing for the development of new orthoses and prosthetic products for clinical applications. He has contributed extensively in Additive Manufacturing literature with publications appearing in Rapid Prototyping Journal, Springer, Elsevier, Wiley, Work, Defence Life Science Journal, Recent Advance in Mechanical Engineering. He authored 7 books, 17 book chapters related to Additive Manufacturing and other areas. He filed Two patents in IPI India related to his research works. He got the Best Research Paper Award in Doctoral Category in HWWE 2017 at AMU, Aligarh, India. He attended more than 250 FDP, STC, Webinars in the reputed institute from India as well as Abroad. He is having Lean Six Sigma White, Yellow, and Green Belt.